SBA Loans

SBA loans—like the 7(a) and 504 programs—can be a game changer. These government-backed loans offer flexible financing options designed to meet a variety of needs, whether you're acquiring a new property, building from the ground up, renovating an existing asset, or refinancing.
What are the biggest advantages?
- Lower down payments. That means you can preserve more of your capital for other investments or operating expenses.
- Plus, with longer loan terms and competitive interest rates, SBA loans can make it easier to manage cash flow and reduce your overall cost of borrowing.
Because these loans are backed by the U.S. Small Business Administration, they bring an added layer of security—both for lenders and borrowers. It's a win-win.
SBA financing isn’t just about real estate—it's about opportunity. The 504 program, in particular, helps fuel local economies by funding projects that create jobs and support community growth. Investing in multi-family properties with SBA support not only strengthens your portfolio, but also contributes to better housing and improved neighborhoods.
While there are some eligibility requirements, the SBA works to keep the application process approachable and transparent, opening the door for more investors to enter the multi-family market with confidence.